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Key points Health insurance is an essential safeguard against unexpected and unaffordable medical expenses, but policies can be pricey. You can spend thousands a year on premiums, and even with health insurance, you may face copayments, coinsurance and a deductible. The costs can add up. In fact, health care costs make up an average of 8.15% […]
How we rate disability insurance We evaluated 126 data points and scored nine disability insurance companies by weighting key policy factors that are important to consumers. The best long-term disability policies offer options for short elimination periods, high monthly benefits and long benefit periods, such as up to 10 years or up to 70 years […]
Health insurance means different things to people across the world – the USA’s system is known for several distinguishing features, including a high relative cost to the individual and a lack of universal coverage. You may be wondering why the cost of healthcare insurance seems to be rising and how the picture compares to other nations. In a country […]
When you’re trying to manage your money and figure out your budget, here’s a question to add to your list: How much does health insurance cost per month? Whether you’re in charge of a household or single and in charge of only yourself, most of us have a budget. Each month we hold ourselves accountable to pay […]
Health insurance pays for healthcare expenses for treatments, medicine and services as determined by the coverage features defined in your specific policy. You pay a health insurance premium for the coverage, whether or not you seek medical care. When you use services covered by your plan, the health insurer pays a portion of your healthcare costs. Depending […]
Article at a glance Meet Jill Degen, a Psychiatric Nurse Practitioner Jill Degen, APRN, PMHNP, is a Psychiatric Nurse Practitioner and has been working in mental health for 13 years. She’s passionate about advocating and ensuring patients receive effective, compassionate, and trauma-informed treatment. “I’m passionate about mental health because it’s often stigmatized by society. Mental health is talked […]
Article at a glance What Is Peripheral Artery Disease (PAD)? Peripheral artery disease (also known as peripheral arterial disease or PAD) occurs when the narrowing of arteries or blockages in the arteries occurs, usually in the legs or lower extremities of the body. This reduces blood flow from the heart to other areas of the body. The […]
